Motoring Law
Driving Without Insurance: Solicitor Sean Reilly, Manchester and the North West
No insurance carries 6 to 8 points and can lead to a disqualification, particularly where it tips you into totting up.
Many of these prosecutions arise from genuine confusion: a policy that was believed to be in force, a company vehicle the employer said was covered, a broker cancellation never received. That is the basis of a special reasons argument, and it can mean no points at all.
We obtain the policy documents, correspondence and broker records that the prosecution never asks for, and put a complete picture before the court.
Facing this charge at Stockport Magistrates' Court? See our Stockport page.
Penalties you could face
- 6 to 8 penalty points and a fine
- Discretionary disqualification
- Vehicle seizure and potential destruction
How Sean can help
- Valid policy or cover note in force at the time
- Honest and reasonable belief that cover was in place (special reasons)
- Employer or hirer responsibility for cover
Frequently asked questions
I thought I was insured, does that help?
Yes, an honest belief induced by someone else can amount to special reasons, meaning the court can decline to endorse any points.
Driving Without Insurance advice across the North West
Free consultation call, straight answers and no jargon. Available for police station attendance and court hearings across the North West.